How to Manage Your Money Certificate

How to Manage Your Money

It’s possible to successfully manage your money through proper planning. Financial planning helps you understand your income, expenses and debt more effectively — you are able to achieve short-term as well as long-term financial goals. 

Managing your money also helps you get a clear picture of wasteful expenditure and how you can grow your money through savings and investment plans. Most importantly, money management helps you stay out of debt and plan for your retirement. 

What You Will Learn:

      • The multiple benefits of financial management, including getting out of debt, saving for unexpected expenses and retirement savings
      • You will gain insights into income taxes and the difference between gross and net income
      • The importance of creating a budget in terms of identifying unnecessary expenses, the potential for savings and building strong personal habits over time 
      • Important money management tips that can help you take care of your money over the long term
      • How to set up a budget step by step, including calculation of expenses, creation of savings goals and recording all spending activity
      • How to correctly use credit cards, without incurring high rates of interest

Benefits of Taking This Course:

      • You can manage your income and expenses better
      • You will learn how to save better by cutting down on unnecessary expenses
      • The useful money management strategies will help you stay out of debt and build positive habits, such as discipline and self-control
      • You will learn how to get out of debt without borrowing more money
      • You will understand some of the different ways in which to invest your saving

This course includes

24/7 Student Support

End of course certification

Lifetime access to your course

Compatible with modern devices

PLUS - Access to the exclusive New Skills Academy Study Group!
ID: YDFT67YHJ
certificate

of achievement

This certificate is presented to

Your Name

NSA

For completing the

How to Manage Your Money Certificate

on 21st November 2026

Selena Hurford

Selena Hurford

Course Tutor

cpd

Daniel Morgan

Daniel Morgan

Head of Academy

Certificate Example

Anyone who has an interest in learning more about this subject matter is encouraged to take the course. There are no entry requirements to take the course.

The course is broken down into 4 individual modules. Each module takes between 20 and 90 minutes on average to study. Although you are free to spend as much or as little time as you feel necessary on each module, simply log in and out of the course at your convenience.

You can study the course any time you like. Simply log in and out of the web based course as often as you require. The course is compatible with all computers, tablet devices and smart phones so you can even study while on the move!

Once you have completed all 4 modules there is a multiple choice test. The questions will be on a range of topics found within the 4 modules. The test, like the course, is online and can be taken a time and location of your choosing.

The pass mark for the test is 70%.

If you don’t pass the test first time you will get further opportunities to take the test again after extra study. There are no limits to the number of times you can take the test. All test retakes are included within the price of the course.

You can either use your Visa, MasterCard, American Express, Solo cards or PayPal account to pay for the online course. Our site uses the latest SSL encryption to ensure your safety. All payments are handled securely by PayPal.

You can begin the course immediately after your payment has been received. You will create your login details during the checkout process. We will also send you an email confirming your login details.

We estimate that the course will take about 3 hours to complete in total, plus an additional 30 minutes for the end of course test.

Once you have been awarded your certificate it is valid for life. The certificate does not expire or need renewing.

Excellent course that not only gives me the elements to know about my interest but helps me to refresh my previous knowledge about it and about all that is related to. I feel prepared to continue studying at the end of it, and I now work with animals as a volunteer.

I am happy to recommend to every person that wants to continue studying or would simply like to know more about pets. I don’t have much time to go to a class or can’t because of work.

Marvellous experience, and the help of the staff through email were great!

Silvia Esther Basik

For me, as a current employee in Human Resources, this HR Management Course was an excellent opportunity to get more insight of the industry and my job role. The course provided with a lot of relevant information that I could relate to in my job role as well as find ideas that I would be able to adapt in my workplace. I am keen on sharing my knowledge and implementing these new ideas in order to help our company achieve success. Would highly recommend this HRM course to people desiring to join Human Resources as well as the ones already working in the industry as everyone will be able to obtain something that will help them develop as a worker, a person and a future HR Manager!

Sandra Zinkeviciute

I was pleased to find the course I wanted at such a reasonable price. The system is really easy to use and the information given is clear and precise.

I like the fact you can print each module as I like to make hand written notes when studying. The course has provided me with a better understanding of the construction industry, even with all the reading it kept me interested throughout.

The customer service was prompt and very helpful, and I love that you can take your own time in completing the course.

I look forward to completing new courses in the future, Thank You!

Samantha Norman

Great insight into Fraud. Having only dealt with certain areas of fraud such as insurance fraud I am finding this course to be a great help to increase my knowledge and understanding of other types of fraud and areas/industries affected.

Hopefully this will help me to look at pursuing jobs that I would not have the confidence to apply for due to lack of knowledge or understanding.

Mohammad Akhtar

Very nice and practical. Good course structure comes with handout. Each module contains down-to-earth content which provide a comprehensive knowledge from learning about this industry, getting to know the florist and the basic understanding about flowers, then to how to start and maintain our own business.

With the completed course which does provide me clear guidelines to enter this industry and knowing what’s in front of me.

The hand out does help a lot too. I can decide freely when to learn and the learning pace by my own. Through this course, I’ve also established a solid knowledge about techniques of how to take care of flowers correctly, how to design and create my own bouquet.

Overall, I am very satisfied.

Cynthia Huang

New Skills Academy is a great site to use for learning as it is easy to follow, the layout of the course work makes is very easy to understand and good to make notes from.

I am thoroughly enjoying doing my course and would definitely recommend this site to anyone who is looking to complete a course online.

Another good thing about doing a course on New Skills Academy is being able to apply for an NUS card as it gets you amazing deals on all sorts of shops and online stores that not a lot of sites would offer whilst completing a course online.

Jessica Gardiner

Duration:
3 hours

Access:
Lifetime Access

Learning Type:


Text based modules  Images  MP3 audio lessons 

Cost:
$190.00

How to Manage Your Money

It’s possible to successfully manage your money through proper planning. Financial planning helps you understand your income, expenses and debt more effectively — you are able to achieve short-term as well as long-term financial goals. 

Managing your money also helps you get a clear picture of wasteful expenditure and how you can grow your money through savings and investment plans. Most importantly, money management helps you stay out of debt and plan for your retirement. 

What You Will Learn:

      • The multiple benefits of financial management, including getting out of debt, saving for unexpected expenses and retirement savings
      • You will gain insights into income taxes and the difference between gross and net income
      • The importance of creating a budget in terms of identifying unnecessary expenses, the potential for savings and building strong personal habits over time 
      • Important money management tips that can help you take care of your money over the long term
      • How to set up a budget step by step, including calculation of expenses, creation of savings goals and recording all spending activity
      • How to correctly use credit cards, without incurring high rates of interest

Benefits of Taking This Course:

      • You can manage your income and expenses better
      • You will learn how to save better by cutting down on unnecessary expenses
      • The useful money management strategies will help you stay out of debt and build positive habits, such as discipline and self-control
      • You will learn how to get out of debt without borrowing more money
      • You will understand some of the different ways in which to invest your saving

This course includes

24/7 Student Support

End of course certification

Lifetime access to your course

Compatible with modern devices

PLUS - Access to the exclusive New Skills Academy Study Group!
ID: YDFT67YHJ
certificate

of achievement

This certificate is presented to

Your Name

NSA

For completing the

How to Manage Your Money Certificate

on 21st November 2026

Selena Hurford

Selena Hurford

Course Tutor

cpd

Daniel Morgan

Daniel Morgan

Head of Academy

Certificate Example

Anyone who has an interest in learning more about this subject matter is encouraged to take the course. There are no entry requirements to take the course.

The course is broken down into 4 individual modules. Each module takes between 20 and 90 minutes on average to study. Although you are free to spend as much or as little time as you feel necessary on each module, simply log in and out of the course at your convenience.

You can study the course any time you like. Simply log in and out of the web based course as often as you require. The course is compatible with all computers, tablet devices and smart phones so you can even study while on the move!

Once you have completed all 4 modules there is a multiple choice test. The questions will be on a range of topics found within the 4 modules. The test, like the course, is online and can be taken a time and location of your choosing.

The pass mark for the test is 70%.

If you don’t pass the test first time you will get further opportunities to take the test again after extra study. There are no limits to the number of times you can take the test. All test retakes are included within the price of the course.

You can either use your Visa, MasterCard, American Express, Solo cards or PayPal account to pay for the online course. Our site uses the latest SSL encryption to ensure your safety. All payments are handled securely by PayPal.

You can begin the course immediately after your payment has been received. You will create your login details during the checkout process. We will also send you an email confirming your login details.

We estimate that the course will take about 3 hours to complete in total, plus an additional 30 minutes for the end of course test.

Once you have been awarded your certificate it is valid for life. The certificate does not expire or need renewing.

Excellent course that not only gives me the elements to know about my interest but helps me to refresh my previous knowledge about it and about all that is related to. I feel prepared to continue studying at the end of it, and I now work with animals as a volunteer.

I am happy to recommend to every person that wants to continue studying or would simply like to know more about pets. I don’t have much time to go to a class or can’t because of work.

Marvellous experience, and the help of the staff through email were great!

Silvia Esther Basik

For me, as a current employee in Human Resources, this HR Management Course was an excellent opportunity to get more insight of the industry and my job role. The course provided with a lot of relevant information that I could relate to in my job role as well as find ideas that I would be able to adapt in my workplace. I am keen on sharing my knowledge and implementing these new ideas in order to help our company achieve success. Would highly recommend this HRM course to people desiring to join Human Resources as well as the ones already working in the industry as everyone will be able to obtain something that will help them develop as a worker, a person and a future HR Manager!

Sandra Zinkeviciute

I was pleased to find the course I wanted at such a reasonable price. The system is really easy to use and the information given is clear and precise.

I like the fact you can print each module as I like to make hand written notes when studying. The course has provided me with a better understanding of the construction industry, even with all the reading it kept me interested throughout.

The customer service was prompt and very helpful, and I love that you can take your own time in completing the course.

I look forward to completing new courses in the future, Thank You!

Samantha Norman

Great insight into Fraud. Having only dealt with certain areas of fraud such as insurance fraud I am finding this course to be a great help to increase my knowledge and understanding of other types of fraud and areas/industries affected.

Hopefully this will help me to look at pursuing jobs that I would not have the confidence to apply for due to lack of knowledge or understanding.

Mohammad Akhtar

Very nice and practical. Good course structure comes with handout. Each module contains down-to-earth content which provide a comprehensive knowledge from learning about this industry, getting to know the florist and the basic understanding about flowers, then to how to start and maintain our own business.

With the completed course which does provide me clear guidelines to enter this industry and knowing what’s in front of me.

The hand out does help a lot too. I can decide freely when to learn and the learning pace by my own. Through this course, I’ve also established a solid knowledge about techniques of how to take care of flowers correctly, how to design and create my own bouquet.

Overall, I am very satisfied.

Cynthia Huang

New Skills Academy is a great site to use for learning as it is easy to follow, the layout of the course work makes is very easy to understand and good to make notes from.

I am thoroughly enjoying doing my course and would definitely recommend this site to anyone who is looking to complete a course online.

Another good thing about doing a course on New Skills Academy is being able to apply for an NUS card as it gets you amazing deals on all sorts of shops and online stores that not a lot of sites would offer whilst completing a course online.

Jessica Gardiner

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