How to Manage Your Money Certification

How to Manage Your Money

It's possible to successfully manage your money through proper planning. Financial planning helps you understand your income, expenses, and debt more effectively — you are able to achieve short-term as well as long-term financial goals.

Managing your money also helps you get a clear picture of wasteful expenditure and how you can grow your money through savings and investment plans. Most importantly, money management helps you stay out of debt and plan for your retirement.

What You Will Learn:

  • The multiple benefits of financial management, including getting out of debt, saving for unexpected expenses and retirement savings
  • You will gain insights into income taxes and the difference between gross and net income
  • You will learn the importance of creating a budget in terms of identifying unnecessary expenses, the potential for savings and building strong personal habits over time
  • Important money management tips that can help you take care of your money over the long term
  • How to set up a budget step by step, including calculation of expenses, creation of savings goals and recording all spending activity
  • How to correctly use credit cards, without incurring high rates of interest

Benefits of Taking This Course:

  • You can manage your income and expenses better
  • You will understand how to save better by cutting down on unnecessary expenses
  • The useful money management strategies will help you stay out of debt and build positive habits, such as discipline and self-control
  • You will learn how to get out of debt without borrowing more money
  • You will be able to identify the different ways in which to invest your savings

This course includes

24/7 Student Support

End of course certification

Lifetime access to your course

PLUS - Access to the exclusive New Skills Academy Study Group!
  • Why we need to manage our money and how it can help us
  • How to understand the tax on your income
  • Some examples of income that may be tax-exempt
  • The benefits of creating a monthly budget
  • Some important money tips
  • The necessary steps required to help create a monthly budget
  • Correct use of credit cards and credit card spending
  • What we deem as ‘debt’
  • Ideas for what you can do with your savings and the definition and differences between these
ID: YDFT67YHJ
certificate

of achievement

This certificate is presented to

Your Name

NSA

For completing the

How to Manage Your Money Certification

on 21st November 2026

Selena Hurford

Selena Hurford

Course Tutor

cpd

Daniel Morgan

Daniel Morgan

Head of Academy

Certificate Example

Anyone who has an interest in learning more about this subject matter is encouraged to take the course. There are no entry requirements to take the course.

The course is broken down into 4 individual modules. Each module takes between 20 and 90 minutes on average to study. Although you are free to spend as much or as little time as you feel necessary on each module, simply log in and out of the course at your convenience.

You can study the course any time you like. Simply log in and out of the web based course as often as you require. The course is compatible with all computers, tablet devices and smart phones so you can even study while on the move!

Once you have completed all 4 modules there is a multiple choice test. The questions will be on a range of topics found within the 4 modules. The test, like the course, is online and can be taken a time and location of your choosing.

The pass mark for the test is 70%.

If you don’t pass the test first time you will get further opportunities to take the test again after extra study. There are no limits to the number of times you can take the test. All test retakes are included within the price of the course.

You can either use your Visa, MasterCard, American Express, Solo cards or PayPal account to pay for the online course. Our site uses the latest SSL encryption to ensure your safety. All payments are handled securely by PayPal.

You can begin the course immediately after your payment has been received. You will create your login details during the checkout process. We will also send you an email confirming your login details.

We estimate that the course will take about 3 hours to complete in total, plus an additional 30 minutes for the end of course test.

Once you have been awarded your certificate it is valid for life. The certificate does not expire or need renewing.

I found this course very useful. It covers the all categories of cleaning and goes in to great detail without being overwhelming. Its a clean and easy to use step by step interface that glides you through the modules. If you want to take more time and revise in your own time without access to the internet, the PDF viewer and print functions are a great feature. This course has helped me gain the new knowledge of this industry and will be the first step towards a great career. There is certainly more than meets the eye when it comes to cleaning and I have an even bigger appreciation for an industry which is vital to millions and widely under appreciated. Thank you British Cleaning Certificate for the excellent service!

Mike Satchell

This was the first online course I’ve funded myself and I was apprehensive as you don’t really know what you’re going to get!

However, I’m happy to report that this course has given me a really good grounding in Child Psychology and has whet my appetite to pursue some of the content in more detail under my own steam.

When I had questions, the Support Team’s responses were lightning fast and reassuring and for the fee paid and the experience I’ve had this has been great value for money and a firm foundation on which to build in the future.

Thank you New Skills Academy!

Tom Shires

I took it up in myself to take this course as I am wanting to get on the personal trainer business. I found this course to be really insightful and beneficial.

As well as providing the information needed for health care professionals in the Fitness industry, it also provides the information you might be interested in to take your career further. Such as qualifications you can take afterwards to specialise in a specific area in the Fitness industry.

If you want an informative course that gives you a little extra, this is perfect for you. If you would like the bare minimum, then this course isn’t for you.

Emma Fulford

It was a very informative and thorough course. And was made easy to learn and understand different aspects of Hotel Industry and Management issues through day-to-day examples.
It not only enlightened me with Hotel Management but Management in general as well.

I will keep these precious tips and notes handy to refer back to them when needed. In a nutshell, money well spent and I will come back for more courses in future.

The beauty of this course was how easy yet composite this course was. And the manner in which the notes are written made it very easy for me to carry on grasping knowledge from the beginning to the end.

Imran Amjad

A great course to reinforce the knowledge I have gained through on-the-job experience. Now I have the confidence in my experience to apply for better jobs to utilise my newly learned skills. Being able to complete the course at my own speed and when convenient was great and suited my situation. Also being able to review the modules as I was progressing really helped it sink in thoroughly. I would strongly recommend this course to anyone who has an interest in HR, any section of the arena, either to learn, to brush up on existing knowledge or like me, to be able to prove that I know the basics of the HR function.

Jo Kesbey

I am over the moon with my experience in completing my first online course with New Skills Academy. I found the whole process quick and efficient and the site very easy to navigate. I found it helpful to complete short tests at the end of each module as I feel this help to review the information I have read and confirm that I understood it and could retain the information as well. I found the course to be very well written and the information provided to be interesting and relevant to the course and the final test to be efficient in recapping everything I had learnt throughout the course. I completely the course quite quickly as was able to study using my iPhone as the course was iOS compatible which I found to be the best way of accessing the course, information and tests. I'm thrilled that I passed my first course and can't wait to get started on the next one. Thank you for such a positive and rewarding experience.

Lisa Simmons

Duration:
3 hours

Access:
Lifetime Access

Approved by:
CPD

Learning Type:


Text based modules  Images  MP3 audio lessons 

Cost:
$175.00

How to Manage Your Money

It's possible to successfully manage your money through proper planning. Financial planning helps you understand your income, expenses, and debt more effectively — you are able to achieve short-term as well as long-term financial goals.

Managing your money also helps you get a clear picture of wasteful expenditure and how you can grow your money through savings and investment plans. Most importantly, money management helps you stay out of debt and plan for your retirement.

What You Will Learn:

  • The multiple benefits of financial management, including getting out of debt, saving for unexpected expenses and retirement savings
  • You will gain insights into income taxes and the difference between gross and net income
  • You will learn the importance of creating a budget in terms of identifying unnecessary expenses, the potential for savings and building strong personal habits over time
  • Important money management tips that can help you take care of your money over the long term
  • How to set up a budget step by step, including calculation of expenses, creation of savings goals and recording all spending activity
  • How to correctly use credit cards, without incurring high rates of interest

Benefits of Taking This Course:

  • You can manage your income and expenses better
  • You will understand how to save better by cutting down on unnecessary expenses
  • The useful money management strategies will help you stay out of debt and build positive habits, such as discipline and self-control
  • You will learn how to get out of debt without borrowing more money
  • You will be able to identify the different ways in which to invest your savings

This course includes

24/7 Student Support

End of course certification

Lifetime access to your course

PLUS - Access to the exclusive New Skills Academy Study Group!
  • Why we need to manage our money and how it can help us
  • How to understand the tax on your income
  • Some examples of income that may be tax-exempt
  • The benefits of creating a monthly budget
  • Some important money tips
  • The necessary steps required to help create a monthly budget
  • Correct use of credit cards and credit card spending
  • What we deem as ‘debt’
  • Ideas for what you can do with your savings and the definition and differences between these
ID: YDFT67YHJ
certificate

of achievement

This certificate is presented to

Your Name

NSA

For completing the

How to Manage Your Money Certification

on 21st November 2026

Selena Hurford

Selena Hurford

Course Tutor

cpd

Daniel Morgan

Daniel Morgan

Head of Academy

Certificate Example

Anyone who has an interest in learning more about this subject matter is encouraged to take the course. There are no entry requirements to take the course.

The course is broken down into 4 individual modules. Each module takes between 20 and 90 minutes on average to study. Although you are free to spend as much or as little time as you feel necessary on each module, simply log in and out of the course at your convenience.

You can study the course any time you like. Simply log in and out of the web based course as often as you require. The course is compatible with all computers, tablet devices and smart phones so you can even study while on the move!

Once you have completed all 4 modules there is a multiple choice test. The questions will be on a range of topics found within the 4 modules. The test, like the course, is online and can be taken a time and location of your choosing.

The pass mark for the test is 70%.

If you don’t pass the test first time you will get further opportunities to take the test again after extra study. There are no limits to the number of times you can take the test. All test retakes are included within the price of the course.

You can either use your Visa, MasterCard, American Express, Solo cards or PayPal account to pay for the online course. Our site uses the latest SSL encryption to ensure your safety. All payments are handled securely by PayPal.

You can begin the course immediately after your payment has been received. You will create your login details during the checkout process. We will also send you an email confirming your login details.

We estimate that the course will take about 3 hours to complete in total, plus an additional 30 minutes for the end of course test.

Once you have been awarded your certificate it is valid for life. The certificate does not expire or need renewing.

I found this course very useful. It covers the all categories of cleaning and goes in to great detail without being overwhelming. Its a clean and easy to use step by step interface that glides you through the modules. If you want to take more time and revise in your own time without access to the internet, the PDF viewer and print functions are a great feature. This course has helped me gain the new knowledge of this industry and will be the first step towards a great career. There is certainly more than meets the eye when it comes to cleaning and I have an even bigger appreciation for an industry which is vital to millions and widely under appreciated. Thank you British Cleaning Certificate for the excellent service!

Mike Satchell

This was the first online course I’ve funded myself and I was apprehensive as you don’t really know what you’re going to get!

However, I’m happy to report that this course has given me a really good grounding in Child Psychology and has whet my appetite to pursue some of the content in more detail under my own steam.

When I had questions, the Support Team’s responses were lightning fast and reassuring and for the fee paid and the experience I’ve had this has been great value for money and a firm foundation on which to build in the future.

Thank you New Skills Academy!

Tom Shires

I took it up in myself to take this course as I am wanting to get on the personal trainer business. I found this course to be really insightful and beneficial.

As well as providing the information needed for health care professionals in the Fitness industry, it also provides the information you might be interested in to take your career further. Such as qualifications you can take afterwards to specialise in a specific area in the Fitness industry.

If you want an informative course that gives you a little extra, this is perfect for you. If you would like the bare minimum, then this course isn’t for you.

Emma Fulford

It was a very informative and thorough course. And was made easy to learn and understand different aspects of Hotel Industry and Management issues through day-to-day examples.
It not only enlightened me with Hotel Management but Management in general as well.

I will keep these precious tips and notes handy to refer back to them when needed. In a nutshell, money well spent and I will come back for more courses in future.

The beauty of this course was how easy yet composite this course was. And the manner in which the notes are written made it very easy for me to carry on grasping knowledge from the beginning to the end.

Imran Amjad

A great course to reinforce the knowledge I have gained through on-the-job experience. Now I have the confidence in my experience to apply for better jobs to utilise my newly learned skills. Being able to complete the course at my own speed and when convenient was great and suited my situation. Also being able to review the modules as I was progressing really helped it sink in thoroughly. I would strongly recommend this course to anyone who has an interest in HR, any section of the arena, either to learn, to brush up on existing knowledge or like me, to be able to prove that I know the basics of the HR function.

Jo Kesbey

I am over the moon with my experience in completing my first online course with New Skills Academy. I found the whole process quick and efficient and the site very easy to navigate. I found it helpful to complete short tests at the end of each module as I feel this help to review the information I have read and confirm that I understood it and could retain the information as well. I found the course to be very well written and the information provided to be interesting and relevant to the course and the final test to be efficient in recapping everything I had learnt throughout the course. I completely the course quite quickly as was able to study using my iPhone as the course was iOS compatible which I found to be the best way of accessing the course, information and tests. I'm thrilled that I passed my first course and can't wait to get started on the next one. Thank you for such a positive and rewarding experience.

Lisa Simmons

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